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Illinois Boat Insurance
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The value of quality Illinois boat insurance often doesn't become apparent until
you really need it. Whether it's a minor dent or a more substantial accident, it pays to have insurance coverage you can count on. |
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Let our experienced Illinois boat insurance specialist explain the different
Liability Limits, Comprehensive, Personal Injury Protection, Collision, Medical coverages, and deductibles that are available for you to choose from. We offer affordable Illinois boat insurance policies from leading insurance carriers. |
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Learn more about Illinois Boat Insurance coverage options below!
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Click on the link below to fill out a secure quote request form for an Illinois
Boat Insurance policy that will provide excellent insurance coverage for your boat at an affordable cost. Or you can speak with our Illinois Boat Insurance agent specialist toll free at 877-808-2900 to discuss the features. |
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We are a Chicago, IL insurance agency offering affordable Illinois boat insurance policy
premiums in the following cities and counties: Oak Lawn, Englewood, Calumet Park, Roseland, Landsing, Dolton, Calumet City, South Holland, Riverdale, Glenwood, Chicago Heights, South Shore, Burnham, Oak Forest, Bedford Park, Hazel Crest, Alsip, Palos Hills, South Chicago Heights, Orland Park, St. Charles, Geneva, Batavia, Lafox, Orland Hills, Elburn, Mooseheart, De Kalb, Virgil, Maple Park, Burlington, Kaneville, Cortland, Sycamore, Hampshire, Big Rock, Hinckley, Wasco, Lily Lake, Valley View, South Elgin, Wayne, Aurora, Naperville, Montgomery, Warrenville, Moecherville, Winfield, Wheaton, Carol Stream, Bartlett, Streamwood, Glen Ellyn, Lisle, Glendale Heights, Hanover Park, Elgin, Ontarioville, Keeneyville, Bloomingdale, Medinah, Roselle, Schaumberg, Hoffman Estates, Carpentersville, Udina, Huntley, Gilberts, West Dundee, Barrington, Cary, Palatine, Lake Zurich, Libertyville, Wauconda, Inverness, Elk Grove Village, Itasca, Addison, Lombard, West Chicago, Villa Park, Elmhurst, Oak Brook, Highland Hills, Downers Grove, Woodridge, Bolingbrook, Darien, Oswego, Yorkville, Sugar Grove, Joliet, Romeoville, Algonquin, Buffalo Grove, Arlington Heights, Roling Meadows, Mount Prospect, Des Plaines, Bensenville, Homer Glen, La Grange, Northbrook, Skokie, Evanston, Cicero, Berwyn, Burbank, East Chicago, Waukegan, Mundelein, Deerfield, North Chicago, Newark, Sheridan, Morris, Ottawa, Sandwich, Serena, Waterman, Rochelle, Marengo, Dupage County, Kendall County, Will County, Lake County, Kane County, and Cook County, IL. We also offer Illinois boat insurance services throughout the prairie state, including in Moline, Rockford, Peoria, Springfield, Bloomington, Decatur, and Champaign. |
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**The information, pictures, and other content in this website about particular insurance
services is only provided for informational purposes. Any decisions regarding your insurance needs should be discussed with a licensed insurance agent. |
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Illinois Boat Insurance Info
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Covers damage caused to the owners boat from a collision caused by another boat,
vehicle, or other object. The deductible is the amount you choose to pay upfront (if any) before the boat insurance policy pays. The higher the deductible chosen the lower the collision coverage cost of the Illinois boat insurance policy. |
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Covers damage caused to the insured's boat (your boat) from risks such as theft, fire,
falling objects, earthquake, flood, missiles, explosion, riot and civil unrest. The deductible is the amount you choose to pay upfront (if any) before the boat insurance policy pays. The higher the deductible chosen the lower the comprehensive coverage cost of the Illinois boat insurance policy. |
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Illinois Boat Insurance Info
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Illinois Boat Insurance Info
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Injuries that you (insured) cause to someone else is covered under this part of a boat
insurance policy. The minimum liability insurance coverage available for purchase in Illinois is 20/40 and is explained in detail below. However, we recommend that you choose liability insurance coverage amounts that are much higher than the Illinois minimums listed below. Contact us toll free at 877-808-2900 to discuss what liability coverage amounts you require to meet your needs. |
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20/40/15 20=$20,000 - 40=$40,000 - 15=$15,000
First number = bodily injury liability maximum for one person injured in an
accident.
Second number = bodily injury liability maximum for all injuries in one
accident.
Third number = property damage liability maximum for one accident.
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Damage caused by the insured (you) to someone else's property, such as another
boat or dock, is covered through property damage boat insurance coverage. This coverage also assists in protecting you if a lawsuit arises from an accident. The minimum required coverage amount in Illinois is $15,000. |
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Bodily Injury Liability
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Illinois Property Damage Liability
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Illinois Liability Coverage limits explanation:
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Illinois Boat Insurance Info
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80% of medical benefits for all reasonable expenses for necessary medical, surgical,
x-ray, dental and rehabilitative services, including prosthetic devices, wheelchairs, crutches, slings, neck braces and splints (including necessary travel related to medical care.) |
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80% of necessary remedial treatment (nursing home care or home nursing care).
60% of disability benefits for any loss of gross income and loss of earning capacity
from inability to work because of an injury suffered in an accident. |
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Benefits Provided:
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Illinois Boat Insurance Info
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100/300 100=$100,000 - 300=$300,000
First number = uninsured boater maximum for one person injured in an
accident.
Second number = uninsured boater maximum for all injuries in one
accident. |
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Example of Uninsured limits:
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Covers the insured (you) for your bodily injury caused by a hit-and-run driver or an at-fault
driver who has no liability insurance. This is a required coverage for Illinois Boat Insurance. Contact us to discuss what uninsured coverage amounts you require to meet your family or personal needs. |
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Illinois does not require (PIP) or personal injury protection coverage. This coverage
pays medical bills for injuries suffered in a boat accident regardless of who caused the accident. |
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Illinois Boat Insurance
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O'NEAL
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Insurance Group
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Insurance Coverages
Insurance Solutions
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Toll Free: 877-808-2900
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Your Chicago Insurance Connection
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Boat Insurance
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O'Neal Insurance Group
1637 E. 87th Street #303
Chicago, Illinois 60617
Cook County, IL
Toll Free: 877-808-2900
Local: (773) 358-7168
Fax: (773) 358-7168
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ILLINOIS
PERSONAL INSURANCE
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