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Illinois Builders Risk Insurance
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Builders risk insurance provides coverage for buildings that are under
construction. The construction can be new, a remodel, or repair. Coverage includes materials at the work site before they are installed, any materials intended for the work site that are in transit, and the value of the new, remodeled, or repaired property being built until it's completed and the owner accepts the work. |
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Illinois builders risk insurance coverage can also be purchased for specific
home improvement projects such as a new room addition, a deck or a remodeled kitchen. |
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Those who should seriously consider purchasing Illinois builders risk
insurance include general contractors, subcontractors, home builders, real estate developers, building owners, colleges and universities, and municipalities. |
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An Illinois builders risk insurance policy includes perils such as theft,
vandalism, fire, wind storm, lightning, and hail. Most policies offer limited coverage for collapse. Standard exclusions include earthquake, flood, weather damage to property in the open, water damage, employee theft, mechanical breakdown, war, government action, contract penalty, and voluntary parting. Another important exclusion is for damage resulting from faulty design, planning, workmanship and materials. Illinois builders risk insurance is meant to offer coverage for accidental events and not for poor construction. Earthquake and flood coverage can usually be added to the policy for an additional cost. |
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Who Is Insured
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The named insured of an Illinois builders risk insurance policy is usually the
contractor or developer of the property. However, it may be the building owner or homeowner if they are responsible for insuring the property while under construction, particularly when the construction is a remodel or repair. A mortgagee or lien holder may be added as an additional insured. |
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We have the experience to analyze and recommend the correct builders risk
insurance coverage for your Illinois business. Our strong relationships with insurers results in direct cost savings for our clients. |
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Click on the link below to fill out a secure quote request form for an Illinois
builders risk insurance policy that regardless of whether you're a large employer or a small business, will provide exceptional insurance coverage for your business at an affordable cost. Or you can speak with our Illinois Builders Risk Insurance specialist toll free at 877-808-2900 to discuss the features. |
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**The information, pictures, and other content in this website about particular insurance
services is only provided for informational purposes. Any decisions regarding your insurance needs should be discussed with a licensed insurance agent. |
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Illinois Builders Risk Insurance
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O'NEAL
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Insurance Group
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Insurance Coverages
Insurance Solutions
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Toll Free: 877-808-2900
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Your Chicago Insurance Connection
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O'Neal Insurance Group
1637 E. 87th Street #303
Chicago, Illinois 60617
Cook County, IL
Toll Free: 877-808-2900
Local: (773) 358-7168
Fax: (773) 358-7168
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ILLINOIS
BUSINESS INSURANCE
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Builders Risk Insurance
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We are a Chicago, IL insurance agency offering comprehensive Illinois builders risk
insurance to businesses in the following cities and counties: Oak Lawn, Englewood, Calumet Park, Roseland, Landsing, Dolton, Calumet City, South Holland, Riverdale, Glenwood, Chicago Heights, South Shore, Burnham, Oak Forest, Bedford Park, Hazel Crest, Alsip, Palos Hills, South Chicago Heights, Orland Park, St. Charles, Geneva, Batavia, Lafox, Orland Hills, Elburn, Mooseheart, De Kalb, Virgil, Maple Park, Burlington, Kaneville, Cortland, Sycamore, Hampshire, Big Rock, Hinckley, Wasco, Lily Lake, Valley View, South Elgin, Wayne, Aurora, Naperville, Montgomery, Warrenville, Moecherville, Winfield, Wheaton, Carol Stream, Bartlett, Streamwood, Glen Ellyn, Lisle, Glendale Heights, Hanover Park, Elgin, Ontarioville, Keeneyville, Bloomingdale, Medinah, Roselle, Schaumberg, Hoffman Estates, Carpentersville, Udina, Huntley, Gilberts, West Dundee, Barrington, Cary, Palatine, Lake Zurich, Libertyville, Wauconda, Inverness, Elk Grove Village, Itasca, Addison, Lombard, West Chicago, Villa Park, Elmhurst, Oak Brook, Highland Hills, Downers Grove, Woodridge, Bolingbrook, Darien, Oswego, Yorkville, Sugar Grove, Joliet, Romeoville, Algonquin, Buffalo Grove, Arlington Heights, Roling Meadows, Mount Prospect, Des Plaines, Bensenville, Homer Glen, La Grange, Northbrook, Skokie, Evanston, Cicero, Berwyn, Burbank, East Chicago, Waukegan, Mundelein, Deerfield, North Chicago, Newark, Sheridan, Morris, Ottawa, Sandwich, Serena, Waterman, Rochelle, Marengo, Dupage County, Kendall County, Will County, Lake County, Kane County, and Cook County, IL. We also offer Illinois builders risk insurance plans throughout the prairie state, including in Moline, Rockford, Peoria, Springfield, Bloomington, Decatur, and Champaign. |
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