Illinois Business Owners Insurance

Businesses can bundle property and liability coverage into an Illinois Business
Owners Insurance policy that allows your business to obtain broad coverage
with affordable premiums. Illinois Business Owners Insurance is usually the
first step for small businesses looking to get basic property and liability
coverage and is a comprehensive and affordable insurance package for small
or medium sized businesses.

To qualify for Business Owners Insurance policies, a company should have
100 or fewer employees, and annual revenues should be less than $1 million.
Illinois Business Owners Insurance will typically provide reimbursement for up
to a year of lost revenue resulting from an insured property loss.

Some businesses may find Illinois Business Owners Insurance coverage
limits to be too low or may not like the lack of flexibility on options like
coinsurance. However, what the Business Owners Insurance policy lacks in
flexibility it usually makes up for with lower premiums for your business.

Property Insurance Coverage

Illinois Business Owners Insurance offers named perils or all risk insurance
coverage, similiar to general property insurance coverages. Enhancement
endorsements are available at little or no cost to extend coverage to your
accounts receivable, valuable papers, signs, employee dishonesty, mechanical
breakdown, computers including software, money and securities, off premises
power failure and spoilage of food products, backup of sewers and drains.

Liability Insurance Coverage

While similiar to Commercial General Liability Insurance, the liability part of
an Illinois Business Owners Insurance Policy offers less flexibility in
determining your coverage limits for particular claims. Optional limits of
$300,000, $500,000 or $1,000,000 are available. Personal injury, products
liability, fire legal liability and premises medical payments are included. Also,
Business Owners Insurance does not include professional liability insurance.

Interruption Insurance Coverage

Business Interruption Insurance is usually included in Business Owners
Insurance policies and covers lost income and expenses incurred when a
company suffers disaster related damage. Ongoing operating expenses
that continue even if business is suspended, such as payroll, are also
covered.

Click on the link below to fill out a secure quote request form for an Illinois
business owners insurance policy that regardless of whether you're a small
contractor, large employer or a small business owner, will provide
exceptional insurance coverage for your business at an affordable cost. Or
you can speak with our Illinois Business Owners Insurance specialist toll
free at 877-808-2900 to discuss the features.

Click here to fill out an Illinois Business

Owners Insurance quote request form

We are a Chicago, IL insurance agency offering comprehensive Illinois business
owners insurance to businesses in the following cities and counties: Oak Lawn,
Englewood, Calumet Park, Roseland, Landsing, Dolton, Calumet City, South
Holland, Riverdale, Glenwood, Chicago Heights, South Shore, Burnham, Oak Forest,
Bedford Park, Hazel Crest, Alsip, Palos Hills, South Chicago Heights, Orland Park,
St. Charles, Geneva, Batavia, Lafox, Orland Hills, Elburn, Mooseheart, De Kalb,
Virgil, Maple Park, Burlington, Kaneville, Cortland, Sycamore, Hampshire, Big Rock,
Hinckley, Wasco, Lily Lake, Valley View, South Elgin, Wayne, Aurora, Naperville,
Montgomery, Warrenville, Moecherville, Winfield, Wheaton, Carol Stream, Bartlett,
Streamwood, Glen Ellyn, Lisle, Glendale Heights, Hanover Park, Elgin, Ontarioville,
Keeneyville, Bloomingdale, Medinah, Roselle, Schaumberg, Hoffman Estates,
Carpentersville, Udina, Huntley, Gilberts, West Dundee, Barrington, Cary, Palatine,
Lake Zurich, Libertyville, Wauconda, Inverness, Elk Grove Village, Itasca, Addison,
Lombard, West Chicago, Villa Park, Elmhurst, Oak Brook, Highland Hills, Downers
Grove, Woodridge, Bolingbrook, Darien, Oswego, Yorkville, Sugar Grove, Joliet,
Romeoville, Algonquin, Buffalo Grove, Arlington Heights, Roling Meadows, Mount
Prospect, Des Plaines, Bensenville, Homer Glen, La Grange, Northbrook, Skokie,
Evanston, Cicero, Berwyn, Burbank, East Chicago, Waukegan, Mundelein, Deerfield,
North Chicago, Newark, Sheridan, Morris, Ottawa, Sandwich, Serena, Waterman,
Rochelle, Marengo, Dupage County, Kendall County, Will County, Lake County,
Kane County, and Cook County, IL. We also offer Illinois business owners insurance
plans throughout the prairie state, including in Moline, Rockford, Peoria, Springfield,
Bloomington, Decatur, and Champaign.

**The information, pictures, and other content in this website about particular
insurance services is only provided for informational purposes. Any decisions
regarding your insurance needs should be discussed with a licensed insurance
agent.