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Many seniors and younger will need supplemental health insurance to pay for
expenses not covered by Medicare. It should be noted that neither Medicare nor an Illinois Medicare supplement insurance policy will cover most long term care insurance expenses. There are many types of health insurance coverages that you can purchase to supplement your Medicare coverage. Supplemental insurance will pay for some or all of your health care costs that are not covered by Medicare. |
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These types of health insurance coverages include:
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Employee or Retiree Coverage
(from your employer or union)
Medigap Insurance
(from a private company or group).
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People often refer to all of these types of health insurance coverages as
"supplemental insurance." However, "Medicare Supplement" or "Medigap" insurance is a specific type of insurance that is subject to federal and state laws. |
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Medigap (Illinois Medicare Supplement Insurance)
Medicare supplemental insurance policies that are sold by private insurance
companies to Medicare beneficiaries to fill the "gaps" in Original Medicare Plan coverage. There are ten standardized policies, Plan A through Plan J. The state of Illinois decides which of the 10 policies can be sold in the state. Medigap policies only work with the Original Medicare Plan. |
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Medicare SELECT - Illinois
A type of Medigap policy that must meet all of the requirements that apply to
a standard Medigap policy. You may be required to use doctors and hospitals within its network in order to be eligible for full benefits. |
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Managed Care Plans - Illinois
A Managed Care plan involves a group of doctors, hospitals, and other health
care providers who have agreed to provide care to Medicare beneficiaries in exchange for a fixed amount of money from Medicare every month. Illinois Managed Care plans include Health Maintenance Organizations (HMOs), HMOs with a Point of Service (POS) option, Provider Sponsored Organizations (PSOs), Preferred Provider Organizations (PPOs), and Cost Plans. |
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Click on the link below to fill out a secure quote request form for an Illinois
Medicare supplement insurance policy that provides excellent health insurance coverage and services at an affordable cost. Or you can speak with our Illinois Medicare Supplement Insurance specialist toll free at 877-808-2900 to discuss the policy features in more detail. |
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We are a Chicago, IL insurance agency offering affordable Illinois Medicare
supplement insurance policy premiums in the following cities and counties: Oak Lawn, Englewood, Calumet Park, Roseland, Landsing, Dolton, Calumet City, South Holland, Riverdale, Glenwood, Chicago Heights, South Shore, Burnham, Oak Forest, Bedford Park, Hazel Crest, Alsip, Palos Hills, South Chicago Heights, Orland Park, St. Charles, Geneva, Batavia, Lafox, Orland Hills, Elburn, Mooseheart, De Kalb, Virgil, Maple Park, Burlington, Kaneville, Cortland, Sycamore, Hampshire, Big Rock, Hinckley, Wasco, Lily Lake, Valley View, South Elgin, Wayne, Aurora, Naperville, Montgomery, Warrenville, Moecherville, Winfield, Wheaton, Carol Stream, Bartlett, Streamwood, Glen Ellyn, Lisle, Glendale Heights, Hanover Park, Elgin, Ontarioville, Keeneyville, Bloomingdale, Medinah, Roselle, Schaumberg, Hoffman Estates, Carpentersville, Udina, Huntley, Gilberts, West Dundee, Barrington, Cary, Palatine, Lake Zurich, Libertyville, Wauconda, Inverness, Elk Grove Village, Itasca, Addison, Lombard, West Chicago, Villa Park, Elmhurst, Oak Brook, Highland Hills, Downers Grove, Woodridge, Bolingbrook, Darien, Oswego, Yorkville, Sugar Grove, Joliet, Romeoville, Algonquin, Buffalo Grove, Arlington Heights, Roling Meadows, Mount Prospect, Des Plaines, Bensenville, Homer Glen, La Grange, Northbrook, Skokie, Evanston, Cicero, Berwyn, Burbank, East Chicago, Waukegan, Mundelein, Deerfield, North Chicago, Newark, Sheridan, Morris, Ottawa, Sandwich, Serena, Waterman, Rochelle, Marengo, Dupage County, Kendall County, Will County, Lake County, Kane County, and Cook County, IL. We also offer Illinois Medicare supplemental insurance services throughout the prairie state, including in Moline, Rockford, Peoria, Springfield, Bloomington, Decatur, and Champaign, IL. |
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**The information, pictures, and other content in this website about particular insurance
services is only provided for informational purposes. Any decisions regarding your insurance needs should be discussed with a licensed insurance agent. |
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Ask us about the
Medicare Prescription
Drug Coverage - Part D
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SSL Secure
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Medicare Supplement Insurance
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O'NEAL
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Insurance Group
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Insurance Coverages
Insurance Solutions
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Toll Free: 877-808-2900
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Your Chicago, IL Medicare Supplement Connection
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O'Neal Insurance Group
1637 E. 87th Street #303
Chicago, Illinois 60617
Cook County, IL
Toll Free: 877-808-2900
Local: (773) 358-7168
Fax: (773) 358-7168
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ILLINOIS
PERSONAL INSURANCE
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Medicare Supplement
Insurance
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O'Neal Insurance Group
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Medicare Advantage Plans - Illinois
Medicare Advantage Plans are health plan options that are part of the
Medicare program. If you choose to join a Medicare Advantage Plan, you typically get all your Medicare-covered health care through that plan. This coverage can also include prescription drug coverage. |
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Medicare Advantage Plans include:
Medicare Health Maintenance Organization (HMO)
Preferred Provider Organizations (PPO)
Private Fee-for-Service Plans
Medicare Special Needs Plans
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Medicare Advantage Plan members are issued a health insurance card for
your health care. In most of these plans you will receive extra benefits and lower copayments than in the Original Medicare Plan. However, you may be required to see doctors that belong to the plan or go to certain hospitals to get services. |
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You must have Medicare Part A and Part B to join a Medicare Advantage
Plan. You will have to pay your monthly Medicare Part B premium to Medicare. In addition, you might have to pay a monthly premium to your Medicare Advantage Plan for the extra benefits that they offer. If you have a Medigap policy, you may want to discontinue it if you join a Medicare Advantage Plan. It is not required that you do so, but your Medigap policy will not pay any deductibles, co-payments, or other cost-sharing under your Medicare health plan if you are enrolled in a Medicare Advantage Plan. |
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***Note Disclaimer: The O'Neal Insurance Group and onealinsdirect.com offers a
service and free information intended to make access to Medicare and related information easier. It is not associated with, nor endorsed or authorized by the Social Security Administration, the Health Care Financing Administration, the Department of Health and Human Services, or the Center for Medicare and Medicaid Services, nor do we claim to be. This site contains basic information about Medicare, services related to Medicare and services for people with Medicare. If you would like to visit the Official US Government Site for People with Medicare, go to www.medicare.gov |
