Illinois Motorcycle Insurance
The value of good motorcycle insurance often doesn't become apparent until
you really need it. Whether it's a minor fender bender or a more substantial
accident, it pays to have insurance coverage you can count on.
Let our experienced Illinois Motorcycle Insurance policy specialist explain the
different Liability limits, Comprehensive, Collision, Uninsured Motorist,
Medical coverages, and deductibles that are available for you to choose from.
We offer affordable motorcycle insurance policies from a leader in the
insurance industry. This means more stable premiums and none of those
20% increases after the first year.
Learn more about Illinois Motorcycle Insurance policy
coverage options below!
Click on the link below to fill out a secure quote request form for an Illinois
Motorcycle Insurance policy that will provide excellent motorcycle
insurance coverage at an affordable cost. Or you can speak with our
Illinois Motorcycle Insurance agent specialist toll free at 877-808-2900 to
discuss the features.
Covers damage caused to the insured's motorcycle (your motorcycle) from risks such as
theft, fire, falling objects, earthquake, flood, missiles, explosion, riot and civil unrest. The
deductible is the amount you choose to pay upfront (if any) before the motorcycle insurance
policy pays. The higher the deductible chosen the lower the comprehensive coverage cost
within the Illinois Motorcycle Insurance policy.
Illinois Motorcycle Insurance FAQ
We are a Chicago, IL insurance agency offering affordable Illinois motorcycle insurance
policy premiums in the following cities and counties: Oak Lawn, Englewood, Calumet Park,
Roseland, Landsing, Dolton, Calumet City, South Holland, Riverdale, Glenwood, Chicago
Heights, South Shore, Burnham, Oak Forest, Bedford Park, Hazel Crest, Alsip, Palos Hills,
South Chicago Heights, Orland Park, St. Charles, Geneva, Batavia, Lafox, Orland Hills,
Elburn, Mooseheart, De Kalb, Virgil, Maple Park, Burlington, Kaneville, Cortland,
Sycamore, Hampshire, Big Rock, Hinckley, Wasco, Lily Lake, Valley View, South Elgin,
Wayne, Aurora, Naperville, Montgomery, Warrenville, Moecherville, Winfield, Wheaton,
Carol Stream, Bartlett, Streamwood, Glen Ellyn, Lisle, Glendale Heights, Hanover Park,
Elgin, Ontarioville, Keeneyville, Bloomingdale, Medinah, Roselle, Schaumberg, Hoffman
Estates, Carpentersville, Udina, Huntley, Gilberts, West Dundee, Barrington, Cary,
Palatine, Lake Zurich, Libertyville, Wauconda, Inverness, Elk Grove Village, Itasca,
Addison, Lombard, West Chicago, Villa Park, Elmhurst, Oak Brook, Highland Hills,
Downers Grove, Woodridge, Bolingbrook, Darien, Oswego, Yorkville, Sugar Grove, Joliet,
Romeoville, Algonquin, Buffalo Grove, Arlington Heights, Roling Meadows, Mount Prospect,
Des Plaines, Bensenville, Homer Glen, La Grange, Northbrook, Skokie, Evanston, Cicero,
Berwyn, Burbank, East Chicago, Waukegan, Mundelein, Deerfield, North Chicago, Newark,
Sheridan, Morris, Ottawa, Sandwich, Serena, Waterman, Rochelle, Marengo, Dupage
County, Kendall County, Will County, Lake County, Kane County, and Cook County, IL.
We also offer Illinois motorcycle insurance services throughout the prairie state, including in
Moline, Rockford, Peoria, Springfield, Bloomington, Decatur, and Champaign.
Protects you if your motorcycle is damaged in an accident caused by a driver who
has insufficient auto or motorcycle insurance coverage. This coverage pays the
difference between the coverage limit you select and the other driver's property
damage coverage limit. This is not a required coverage in Illinois.
Click on the link below to fill out a secure quote request form for an Illinois
Motorcycle Insurance policy that will provide excellent motorcycle insurance
coverage at an affordable cost. Or you can speak with our Illinois Motorcycle
Insurance specialist toll free at 877-808-2900 to discuss the features.
**The information, pictures, and other content in this website about particular insurance
services is only provided for informational purposes. Any decisions regarding your
insurance needs should be discussed with a licensed insurance agent.
Bodily Injury Liability
Injuries that you (insured) cause to someone else is covered under this part of a
motorcycle insurance policy. The minimum liability insurance coverage available
for purchase in Illinois is 20/40 and is explained in detail below. However, we
recommend that you choose liability insurance coverage amounts that are much
higher than the minimums listed below. Contact us toll free at 877-808-2900 to
discuss what liability coverage amounts you require to meet your family or personal
needs.

Illinois Liability Coverage limits explanation:
20/40/15 20=$20,000 - 40=$40,000 - 15=$15,000
First number = bodily injury liability maximum for one person injured in an
accident.
Second number = bodily injury liability maximum for all injuries in one
accident.
Third number = property damage liability maximum for one accident.
Illinois Property Damage Liability
Damage caused by the insured (you) to someone else's property, such as a
motorcycle, car, fence, or house, is covered through property damage motorcycle
insurance coverage. The minimum coverage amount in Illinois is $15,000.
Medical payments coverage pays for the medical and funeral expenses for you or others hurt
or killed in an accident while riding on or driving your motorcycle. Claims against this coverage
include all reasonable hospital, surgical, chiropractor, X-ray, dental, professional nursing,
prosthetic, and funeral expenses. It will also cover you or members of your family if you are hit
by a car when you are walking or if you are riding on another motorcycle. This coverage will
pay for your medical and funeral expenses even if you cause the accident. The coverage is
often limited to medical care you get in the first one, two, or three years after the accident and
is limited to a specific dollar amount. This is not a required Illinois Motorcycle Insurance
coverage.
20/40 20=$20,000 - 40=$40,000
First number = uninsured motorist maximum for one person injured
in an accident.
Second number = uninsured motorist maximum for all injuries in one
accident.

Covers damage caused to the owners motorcycle from a collision caused by another vehicle
or other object. The deductible is the amount you choose to pay upfront (if any) before the
motorcycle insurance policy pays. The higher the deductible you choose, the lower the
collision coverage cost within the Illinois Motorcycle Insurance policy.
Illinois Motorcycle Insurance FAQ
Illinois Motorcycle Insurance FAQ
Illinois Motorcycle Insurance FAQ
Example of uninsured motorist limits:
Illinois Motorcycle Insurance FAQ
Covers the insured (you) for your bodily injury caused by a hit-and-run driver or an
at-fault driver who has no auto or motorcycle liability insurance. This is a required
coverage for Illinois Motorcycle Insurance. Contact us to discuss what uninsured
coverage amounts you require to meet your family and personal needs.

This coverage comes into play when an at-fault driver has auto or motorcycle
liability insurance, but the limit of insurance is inadequate to pay for your damages.

This type of motorcycle insurance coverage pays for your medical expenses, lost
wages, and other damages when you or your passengers are injured in an
accident caused by a driver who has insufficient auto or motorcycle insurance
coverage. The motorcycle insurance coverage typically pays the difference
between the coverage limit you select and the other driver's bodily injury coverage
limit. This is not a required Illinois motorcycle insurance coverage.
Underinsured Motorist Bodily Injury Coverage
Underinsured Motorist Property Damage Coverage
Illinois Motorcycle Insurance FAQ
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Illinois Motorcycle Insurance Policy
Illinois Motorcycle Insurance
O'NEAL
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Toll Free: 877-808-2900
Your Chicago Insurance Connection
Chicago, Illinois Skyline
Motorcycle Insurance
O'Neal Insurance Group
1637 E. 87th Street #303
Chicago, Illinois 60617
Cook County, IL
Toll Free: 877-808-2900
Local: (773) 358-7168
Fax: (773) 358-7168
ILLINOIS
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